Construction equipment finance in Australia covers an enormous range of assets — from handheld tools and power equipment through to mobile cranes and concrete batching plants. The specific finance pathway depends heavily on the asset value, the business structure and the lender's familiarity with construction sector cash flow.
What Construction Equipment Can Be Financed?
- Mobile cranes and crawler cranes
- Tower cranes
- Concrete pumps and boom pumps
- Concrete batching plants and mixers
- Elevated work platforms (EWPs)
- Scissor lifts and boom lifts
- Scaffolding (specialist lease products)
- Compaction equipment
- Concrete formwork systems
- Asphalt pavers and road equipment
- Generators and temporary power
- Site sheds and portable buildings (specialist products)
Owner-Builders and Contractors
Construction equipment finance is available to both builders and specialist subcontractors. Concrete contractors, crane hire businesses, formwork specialists and scaffolding companies all have access to specialist lenders familiar with the construction sector. Project-based income, subcontract arrangements and seasonal construction cycles are all understood by specialist lenders on the Overdrive Funding panel.
Crane Finance — Specialist Considerations
Mobile and tower cranes are high-value assets that require specialist lender assessment. Loan amounts of $500,000 to $5 million or more are not uncommon for large mobile cranes. Full doc assessment is typically required above $500,000, using financial statements and tax returns to support the borrowing. Specialist lenders with crane finance experience provide faster and more accurate assessments than generalist commercial lenders.
Concrete Equipment Finance
Concrete pumps, agitators and batching plants are high-demand assets in the Australian construction market. Specialist lenders for concrete equipment understand the steady, contract-driven revenue profile of concrete contractors and can assess applications using bank statements and current contracts rather than complex financial accounts.
Overdrive Funding compares construction equipment finance across 80-plus lenders. Contact us for a free construction equipment finance assessment.