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Machinery FinanceJune 2025

Dozer Finance Guide: How to Finance a Bulldozer in Australia

Dozer finance covers everything from small D3-class machines to large D11 dozers. Here's how to get approved fast at competitive rates.

Bulldozers (dozers) are critical earthmoving assets used in civil construction, mining, forestry, land clearing and site preparation. Finance is widely available across all dozer sizes and classes, including new and used machines from all major manufacturers.

What Size Dozers Can Be Financed?

  • Small dozers (D3/D4 class, under 10 tonnes)
  • Medium dozers (D5/D6 class, 10 to 20 tonnes)
  • Large dozers (D7/D8 class, 20 to 40 tonnes)
  • Mining dozers (D9/D10/D11 class, 40 tonnes-plus)
  • LGP (low ground pressure) dozers
  • Angle-blade and straight-blade variants
  • Semi-U blade configurations

Dozer Brands We Finance

  • Caterpillar dozers
  • Komatsu dozers
  • John Deere dozers
  • Case dozers
  • Liebherr dozers
  • DRESSTA dozers
  • Shantui dozers
  • XCMG dozers
  • SANY dozers

Rates and Terms

Dozer finance rates range from 6.1 to 15 percent per annum. New dozers from dealers attract the lowest rates — 6.1 to 8 percent for prime applicants. Used dozers are well-supported by specialist lenders — major brand machines in good working condition are viewed positively as security regardless of age. Large mining dozers may require a specialist lender and independent valuation for high loan amounts.

Low Doc Approval for Dozer Finance

Low doc dozer finance is available for ABN holders — no tax returns required, approval based on ABN history, bank statements and personal credit. Civil contractors, earthmoving operators and mining services companies frequently use this pathway. Pre-approval within 24 to 48 hours for most straightforward applications.

Overdrive Funding compares dozer finance across specialist lenders. Contact us for a free quote on your specific machine.

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