Compare 80+ lenders — free, no credit check
Get a rate comparison for your specific asset and profile with no obligation.
Key Takeaways
- Overdrive Funding arranges farm and agriculture equipment finance for all asset types — new, used, demo and auction.
- We compare 80+ lenders in one free application to find the most competitive rate.
- Low doc finance available up to $500,000 — no tax returns or BAS required for eligible ABN holders.
- Finance available for established farmers, new ABNs and adverse credit.
- Our service is free — we're paid a "referral fee" by the lender after settlement.
Overdrive Funding arranges farm and agriculture equipment finance for farming businesses across Queensland. Farm and agriculture equipment finance across all of Queensland — from the Darling Downs to North Queensland, the Central Highlands and the Gulf Country. We compare 80+ lenders to find the most competitive rate for your farm — no matter where you're located.
Farm and Agriculture Equipment Finance in Queensland
- Tractors — all makes and models for Queensland farms
- Grain headers and harvesting equipment
- Seeders, sprayers and boom sprays
- Balers, rakes, tedders and silage equipment
- Tillage equipment — ploughs, cultivators and disc harrows
- Farm vehicles — utes, trucks, trailers and livestock carriers
- Livestock equipment and irrigation systems
- New, used, demo and auction farm equipment
Farm and Agriculture Equipment Finance Structures
- Chattel mortgage — own the asset from day one, interest and depreciation tax-deductible for GST-registered businesses
- Finance lease — keep equipment off your balance sheet; lender retains ownership until residual is paid
- Seasonal repayment structure — lower payments during growing season, higher at harvest, available from specialist agriculture lenders
- Balloon/residual — reduce monthly repayments with a lump sum at end of term
- Commercial hire purchase — fixed repayments with ownership transferring at end of term
Finance Rates
Farm and agriculture equipment finance rates in Queensland start from around 6.1% per annum for established farming businesses with clean credit. Overdrive Funding compares 80+ lenders nationally — including specialist agriculture lenders who understand Queensland farming conditions — to find the best rate for your farm.
How to Apply
Fill in the form above or call Simon to get started. We compare 80+ lenders for your farm and agriculture equipment finance in one application — no multiple credit enquiries, no cost to you. Most applications receive a decision within 24 to 48 hours.