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Key Takeaways
- Overdrive Funding arranges farm and agriculture equipment finance for all asset types — new, used, demo and auction.
- We compare 80+ lenders in one free application to find the most competitive rate.
- Low doc finance available up to $500,000 — no tax returns or BAS required for eligible ABN holders.
- Finance available for established farmers, new ABNs and adverse credit.
- Our service is free — we're paid a "referral fee" by the lender after settlement.
Overdrive Funding arranges farm and agriculture equipment finance for farming businesses across South Australia. Farm and agriculture equipment finance across all of South Australia — from the Mid North to the Eyre Peninsula, Barossa Valley and South East. We compare 80+ lenders to find the most competitive rate for your farm — no matter where you're located.
Farm and Agriculture Equipment Finance in South Australia
- Tractors — all makes and models for South Australia farms
- Grain headers and harvesting equipment
- Seeders, sprayers and boom sprays
- Balers, rakes, tedders and silage equipment
- Tillage equipment — ploughs, cultivators and disc harrows
- Farm vehicles — utes, trucks, trailers and livestock carriers
- Livestock equipment and irrigation systems
- New, used, demo and auction farm equipment
Farm and Agriculture Equipment Finance Structures
- Chattel mortgage — own the asset from day one, interest and depreciation tax-deductible for GST-registered businesses
- Finance lease — keep equipment off your balance sheet; lender retains ownership until residual is paid
- Seasonal repayment structure — lower payments during growing season, higher at harvest, available from specialist agriculture lenders
- Balloon/residual — reduce monthly repayments with a lump sum at end of term
- Commercial hire purchase — fixed repayments with ownership transferring at end of term
Finance Rates
Farm and agriculture equipment finance rates in South Australia start from around 6.1% per annum for established farming businesses with clean credit. Overdrive Funding compares 80+ lenders nationally — including specialist agriculture lenders who understand South Australia farming conditions — to find the best rate for your farm.
How to Apply
Fill in the form above or call Simon to get started. We compare 80+ lenders for your farm and agriculture equipment finance in one application — no multiple credit enquiries, no cost to you. Most applications receive a decision within 24 to 48 hours.