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Key Takeaways
- Overdrive Funding arranges farm and agriculture equipment finance for all asset types — new, used, demo and auction.
- We compare 80+ lenders in one free application to find the most competitive rate.
- Low doc finance available up to $500,000 — no tax returns or BAS required for eligible ABN holders.
- Finance available for established farmers, new ABNs and adverse credit.
- Our service is free — we're paid a "referral fee" by the lender after settlement.
Farm trailers are essential for crop cartage, equipment transport and materials handling on Australian properties. Overdrive Funding arranges farm and agriculture equipment finance for all types of trailers used in primary production.
Farm Trailer Finance: What We Finance
- Grain trailers — side-tipper and end-tipper grain chaser trailers
- Flat-top trailers and drop-deck trailers for machinery transport
- Hay trailers and bale transport trailers
- Livestock trailers and calf trailers
- Chaser bins and grain transfer trailers
- Silage trailers and high-sided trailers
- Farm water tanker trailers
- Spray rig trailers and chemical trailers
Farm and Agriculture Equipment Finance Structures
- Chattel mortgage — own the asset from day one, interest and depreciation tax-deductible for GST-registered businesses
- Finance lease — keep equipment off your balance sheet; lender retains ownership until residual is paid
- Seasonal repayment structure — lower payments during growing season, higher at harvest, available from specialist agriculture lenders
- Balloon/residual — reduce monthly repayments with a lump sum at end of term
- Commercial hire purchase — fixed repayments with ownership transferring at end of term
Finance Rates
Farm trailer finance rates in Australia start from around 6.1% per annum for established farming businesses with clean credit. Overdrive Funding compares 80+ lenders for the sharpest farm and agriculture equipment finance rate on your trailer.
How to Apply
Fill in the form above or call Simon to get started. We compare 80+ lenders for your farm and agriculture equipment finance in one application — no multiple credit enquiries, no cost to you. Most applications receive a decision within 24 to 48 hours.