Compare 80+ lenders — free, no credit check
Get a rate comparison for your specific asset and profile with no obligation.
Key Takeaways
- Overdrive Funding arranges farm and agriculture equipment finance for all asset types — new, used, demo and auction.
- We compare 80+ lenders in one free application to find the most competitive rate.
- Low doc finance available up to $500,000 — no tax returns or BAS required for eligible ABN holders.
- Finance available for established farmers, new ABNs and adverse credit.
- Our service is free — we're paid a "referral fee" by the lender after settlement.
Farm trucks are essential on large broadacre and livestock properties for grain carting, livestock transport and general farm operations. Overdrive Funding arranges farm and agriculture equipment finance for all types of trucks used in primary production.
Farm Truck Finance: What We Finance
- Grain trucks — rigid grain trucks with tipper body or grain body
- Livestock trucks — single-deck, double-deck and B-train livestock combinations
- Farm work trucks — general purpose and flat-deck farm trucks
- Water trucks and water tankers for farm use
- Machinery transport trucks and float combinations
- Light trucks and cab-chassis for farm conversion
- Used and second-hand farm trucks from dealers and clearing sales
Farm and Agriculture Equipment Finance Structures
- Chattel mortgage — own the asset from day one, interest and depreciation tax-deductible for GST-registered businesses
- Finance lease — keep equipment off your balance sheet; lender retains ownership until residual is paid
- Seasonal repayment structure — lower payments during growing season, higher at harvest, available from specialist agriculture lenders
- Balloon/residual — reduce monthly repayments with a lump sum at end of term
- Commercial hire purchase — fixed repayments with ownership transferring at end of term
Finance Rates
Farm truck finance rates in Australia start from around 6.1% per annum for established farming businesses with clean credit. Overdrive Funding compares 80+ lenders for the sharpest farm and agriculture equipment finance rate on your farm truck.
How to Apply
Fill in the form above or call Simon to get started. We compare 80+ lenders for your farm and agriculture equipment finance in one application — no multiple credit enquiries, no cost to you. Most applications receive a decision within 24 to 48 hours.