What rate can I get on forklift finance in Australia?

Forklift finance rates in Australia currently start from around 6.1% per annum for established operators financing new machines with clean credit. Rates for used machines, new ABNs and adverse credit are higher. A broker comparing 80+ lenders will identify the sharpest rate for your specific forklift and profile.

Can I finance a used forklift?

Yes. Used forklifts are well-supported by most lenders, particularly well-maintained machines from dealers or reputable sources. We finance used forklifts from dealers, private sellers and auction.

Can I get low doc forklift finance?

Yes. Low doc forklift finance is available up to $500,000 without tax returns or BAS — ABN, licence and bank statements only. Same-day conditional approvals are common.

Can I get no deposit forklift finance?

Yes. No deposit forklift finance is available for eligible operators with 2+ years GST registration and clean credit.

How quickly can forklift finance be approved?

Most forklift finance applications receive a credit decision within 24 to 48 hours. Low doc applications are often same-day.

What equipment finance rates are available in Australia?

Equipment finance rates in Australia start from around 6.1% per annum for established businesses with clean credit financing new equipment from major brands. Used equipment, new ABNs and adverse credit attract higher rates. Comparing 80+ lenders through a broker identifies the sharpest available rate.

Can I finance used equipment?

Yes. Used equipment from dealers, private sellers and auction is financeable. Lenders assess the age, condition and resale market for the specific equipment. Well-maintained equipment from reputable sources is supported by most lenders on our panel.

Can I get low doc equipment finance?

Yes. Low doc equipment finance is available up to $500,000 without tax returns or BAS. You need your ABN, driver's licence and recent bank statements. Same-day conditional approvals are common.

Can you arrange insurance for my equipment?

Yes. Overdrive Funding works with trusted insurance partners who can arrange the right cover alongside your finance application. Whether you need comprehensive, CTP, public liability or fleet cover, we can connect you with specialist providers to protect your equipment from day one.

Can you beat my current finance quote?

We often can. Overdrive Funding has access to exclusive lenders offering discounted rates that aren't available directly through banks, dealers or other brokers. If you have an existing quote, send it to us and we'll compare it against our full panel of 80+ lenders — free of charge with no impact on your credit score.

Forklift Finance Guide Australia 2026 | Rates & Options

Name: Overdrive Commercial Funding
Address: 54 Miller St, North Sydney, NSW, 2060, AU
Telephone: +61417000316
Price range: Free
Rating: 5

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Key Takeaways

Forklift finance available for new, used and demo machines across all major brands.
Rates from 6.1% per annum for established operators with clean credit financing new forklifts.
Low doc forklift finance available up to $500,000 — no tax returns or BAS required.
No deposit finance available for eligible ABN holders with 2+ years GST registration.
We compare 80+ lenders in one free application — no impact on your credit score.
Machinery finance deals: We guarantee the best deal available in the market and our services are free — we're paid a "referral fee" by the lender after settlement, no cost to you.

Forklifts are one of the most essential pieces of equipment in warehousing, logistics, manufacturing and distribution. From compact electric forklifts in cold storage facilities to large diesel counterbalance forklifts in container depots, forklift finance is available across the full range of brands, capacities and fuel types.

Forklift Models We Finance

Toyota 7 Series and 8 Series forklifts
Crown C5 and SC series counterbalance
Hyster H and J series forklifts
Linde E and H series counterbalance
Clark C15 to C55 series
Electric and lithium-ion forklifts — all brands

Why Lenders Like Forklift Finance

Toyota, Crown, Hyster and Linde are the most commonly financed forklift brands in Australia. Their reliability, active used market and wide dealer network make them attractive to lenders. Electric forklifts — including lithium-ion models — are increasingly popular and well-supported by most lenders on our panel.

Forklift Finance Rates

Forklift finance rates in Australia start from around 6.1% per annum for established businesses financing new forklifts with clean credit. Electric forklifts and fleet finance programs may attract specific rate structures from certain lenders.

New vs Used Forklift Finance

New forklifts attract the widest range of lenders and the sharpest rates. Used forklifts — from dealers, private sellers, auction or fleet disposals — are also well-supported by most lenders, particularly for well-maintained machines from reputable sources. Age, hours, condition and the machine's resale market all factor into a used forklift finance assessment.

Low Doc Forklift Finance

Low doc forklift finance allows eligible ABN holders to borrow up to $500,000 without providing tax returns, BAS or full financial statements. You need your ABN, driver's licence and recent business bank statements. Same-day conditional approvals are available.

How to Get the Best Forklift Finance Deal

At Overdrive Funding, we compare 80+ lenders to identify the most competitive forklift finance deal for your specific machine and profile. Our service is completely free — we're paid by the lender after settlement. Contact us today or call Simon for a free rate comparison.

Forklift Finance Guide Australia 2026