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Key Takeaways
- Overdrive Funding arranges mining equipment finance for all asset types — new, used, demo and auction.
- We compare 80+ lenders in one free application to find the most competitive rate.
- Low doc finance available up to $500,000 — no tax returns or BAS required for eligible ABN holders.
- Finance available for established operators, new ABNs and adverse credit.
- Our service is free — we're paid a "referral fee" by the lender after settlement.
Overdrive Funding arranges mining equipment finance for operators across New South Wales. NSW has major mining operations in the Hunter Valley coalfields, the Cobar copper district and the far western mineral belt. We compare 80+ lenders to find the most competitive rate for your mining operation.
Mining Equipment Finance in New South Wales
- Haul trucks and dump trucks
- Excavators and hydraulic shovels
- Dozers and graders
- Drill rigs — surface and underground
- Water trucks and service vehicles
- Generators and power plant
- New, used and mine site disposal equipment
Mining Equipment Finance Structures
- Chattel mortgage — own the asset from day one, interest and depreciation tax-deductible for GST-registered businesses
- Finance lease — keep equipment off your balance sheet; lender retains ownership until residual is paid
- Commercial hire purchase — fixed repayments with ownership transferring at end of term
- Balloon/residual — reduce monthly repayments with a lump sum at end of term
- Operating lease — ideal for equipment with short replacement cycles
Finance Rates
Mining equipment finance rates in New South Wales start from around 6.1% per annum for established operators with clean credit. Overdrive Funding compares 80+ lenders nationally to find the best rate for your New South Wales mining operation.
How to Apply
Fill in the form above or call Simon to get started. We compare 80+ lenders for your mining equipment finance in one application — no multiple credit enquiries, no cost to you. Most applications receive a decision within 24 to 48 hours.