Business & Franchise Finance Australia
Business & Franchise Purchases
Business and franchise purchases involve acquiring an existing business or franchise, often using financing to fund the purchase price, assets, and setup costs.
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95%
Approval Success Rate
$380M+
Total Volume Funded
24
Hour Decisions
$0
Cost To Use Our Service
Business Purchase Finance Made Easy
Buying an existing business or franchise is a major investment. We help structure finance that covers the purchase price, included assets and setup costs, so you can step into ownership with the right capital behind you.
How We Help
Our Simple Process
Tell Us About The Opportunity
Share details about the business or franchise you're looking to purchase, including the asking price and any assets included. We'll identify the right funding approach.
We Structure Your Finance
We work across our panel of lenders to find funding that covers the purchase price, assets, and setup costs — structured to support your entry into ownership.
Approval & Documentation
We manage the application and liaise with the lender to keep the process moving efficiently alongside your legal and due diligence timeline.
Settlement & Ongoing Support
Once settled, we remain your finance partner for any additional working capital, equipment, or growth funding needs as your new business scales.
Industries
How Every Industry Uses Business & Franchise Finance to Take the Next Step
Whether you are buying an existing operation, acquiring a competitor, or purchasing a franchise, business purchase finance funds the acquisition without draining your working capital.
Transport & Logistics
Transport and logistics is one of Australia's most active sectors for business acquisitions — owner-operators buying competitor routes, fleet businesses, freight brokerages and depot operations. Business purchase finance lets you acquire an established transport operation with immediate revenue and an existing customer base, rather than building a fleet from scratch.
Construction & Civil
Construction businesses are frequently bought and sold — civil contractors, earthmoving companies, demolition firms and project builders all change hands. Acquisition finance lets you purchase an established contracting business complete with licences, plant, staff and client relationships, funding the purchase over terms aligned to contract revenue.
Agriculture & Farming
Farm businesses, agribusiness operations, irrigation and produce supply companies regularly come to market. Business purchase finance lets agricultural buyers acquire an established operation with land, infrastructure and supply agreements already in place, with loan structures designed around seasonal income rather than standard monthly repayment terms.
Forestry & Logging
Forestry contracting businesses, arboriculture operations and timber supply businesses are niche acquisitions that specialist lenders understand. Purchase finance covers goodwill, plant, equipment and working capital in a single facility — so you can take ownership of an established operation without depleting the cash reserves you need to keep it running from day one.
Mining & Quarrying
Mining services, drilling contractors and equipment hire businesses are high-value acquisitions that require structured finance. Business purchase loans fund the acquisition of established mining service companies — covering goodwill, plant, contracts and workforce — with terms structured around contract revenue rather than standard amortisation schedules.
Manufacturing, Woodworking & Mechanical
Manufacturing, woodworking and mechanical businesses — from food production and metal fabrication to cabinet making and auto workshops — are active acquisition targets with strong asset backing. Business purchase finance covers the full acquisition cost including plant, IP, goodwill and stock, allowing buyers to step into an operating business with existing customers, machinery and trained staff rather than starting from zero.
Professional Services
Accounting practices, law firms, dental offices, allied health clinics, cleaning businesses, fast food franchises and coffee shop chains are among the most commonly financed business acquisitions in Australia. Franchise purchases — from McDonald's and Subway to Gloria Jean's and The Coffee Club — are viewed favourably by lenders due to proven systems and brand backing. Whether it's a professional practice or a food and beverage franchise, acquisition finance is structured around the business's existing cash flow and client or customer base.
Trades
Established plumbing, electrical, HVAC and building businesses are regularly acquired by tradespeople looking to scale. Business purchase finance lets tradies buy an existing operation with staff, vehicles, tools and customers already in place — avoiding the years it takes to build the same turnover organically and funding the acquisition against the business's own cash flow.
Can't Be Beaten On Price Or Service
Looking for the best deal on business purchase finance? We service all major cities and surrounding areas in: NSW, VIC, QLD, WA, SA, TAS, ACT and NT.
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