Australia's Leading Coach & Bus Finance Specialists
Coach & Bus Loans
Whether it's a single coach or a growing passenger fleet, our tailored solutions are built around your operation — with fast approvals, tailored repayments and better terms than banks on new or used from any dealer, private seller or auction.
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95%
Approval Success Rate
$380M+
Total Volume Funded
24
Hour Decisions
$0
Cost To Use Our Service
Coach & Bus Finance Made Easy
Coach and bus operators rely on specialised finance to manage the high cost of fleet vehicles. We work with lenders experienced in the passenger transport sector to structure finance around your route schedules and revenue cycles.
Why Choose Us?
Buses We Finance
We arrange finance for all types of passenger transport vehicles.
- Mini bus & midi bus finance
- Full-size coach finance
- School bus finance
- Tourist & charter coach finance
- City & transit bus finance
- Airport shuttle bus finance
- Disability access vehicle finance
- Articulated bus finance
Unbeatable Rates
We're known for delivering some of the cheapest coach & bus finance rates in Australia, consistently beating quotes from banks, dealerships and other brokers. With our free coach and bus loan comparison service, we compare your current offer against leading lenders to secure lower rates and repayments. Many lenders only advertise a base rate without including fees or charges, making loans appear cheaper than they really are. That's why it's important to compare actual repayments, as they show the true cost of the loan. If you already have a quote, send it through and we'll break it down clearly, explain the structure, and help you secure a better deal with confidence.
Range Of Solutions
We provide fast coach & bus finance approvals and custom solutions to support your business at every stage of growth:
- No doc coach & bus finance
- Low doc coach & bus finance
- No deposit finance
- Chattel mortgage
- Coach & bus lease
- Commercial hire purchase
- Fleet finance
- Bad credit bus finance
- Bus or coach refinance
- Used coach & bus finance
Why Use A Coach & Bus Finance Broker?
At Overdrive Funding, we do more than just find a bus loan — we help passenger transport operators secure the right finance solution for their routes and revenue cycles. Unlike going direct to one bank, we compare 80+ lenders to give our clients more options, better flexibility, and stronger approval chances. Our focus is simple: make coach and bus finance faster, cheaper, easier, and tailored to your business.
Can't Be Beaten On Price Or Service
Looking for the best deal on coach & bus finance? We service all major cities and surrounding areas in: NSW, VIC, QLD, WA, SA, TAS, ACT and NT.
Overdrive vs Bank
Bank Rates Without the Wait
Why businesses and owner-operators bypass the bank for coach & bus finance:
Not every business fits a bank template. A bank gives you one rate card, one credit policy and one solution.
Overdrive Funding provides access to the major banks including 80+ lenders and a complete suite of asset finance solutions. Lenders compete for your application, you choose the offer that suits.
GOING THROUGH OVERDRIVE FUNDING
MULTIPLE LENDERS, ONE APPLICATION
GOING TO BANK
ONE RATE, ONE CREDIT POLICY
Overdrive vs Broker
Not All Finance Brokers Are Equal
What makes Overdrive Funding different from a typical finance broker:
Any broker can submit an application. The difference is expertise, access, and service.
Overdrive Funding is a specialist in commercial vehicles and passenger transport — with relationships across 80+ lenders including specialist financiers most brokers don't have access to.
Our director works directly with every client. We're available 7 days a week, and we stay involved from enquiry through to settlement and beyond.
OVERDRIVE FUNDING
SPECIALIST BROKER, PERSONALISED SERVICE
TYPICAL FINANCE BROKER
LIMITED PANEL, GENERALIST APPROACH
Overdrive vs Dealership
Don't Let The Dealership Choose Your Finance
Why smart buyers arrange coach & bus finance independently before visiting a dealer:
Dealership finance is convenient — but convenience comes at a cost. Dealerships earn commission on the finance they sell you, which means the rate you're offered is rarely the best available.
Arranging finance through Overdrive Funding before you shop gives you pre-approval, negotiating power, and the freedom to choose the right deal — not just the easy one.
OVERDRIVE FUNDING
MULTIPLE OPTIONS, INDEPENDENT ADVICE
GOING THROUGH DEALERSHIP
ONE OPTION, THEIR RATE
Our Simple Process
Consult, Offer & Decide Together
Speak to one of our experts about your business needs, and we'll offer tailored finance options, ensuring we secure the best rates for your specific asset and situation. We'll go over terms and decide which is the best solution for you.
Conditional Approval
We conduct a soft-touch evaluation of your profile to match you with the right lender for pre-approval. Once you're pre-approved, you can shop confidently for 90 days. If you've found your coach or bus, we'll initiate the process and take care of all the admin.
Sign Documents and Get Funded
When the lender is prepared to settle, you'll receive the contract for your review and signature. After settlement, it's time to pick up your asset.
On-Going Support
Once your loan is completed, we'll support you with any related admin, such as payouts, statements, etc.
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