Australia's Home Of Commercial Boat Finance
Boat Loans
Whether it's a single vessel or a growing marine fleet, our tailored solutions cover commercial boats, jetskis, yachts and vessels — with fast approvals, tailored repayments and better terms than banks on new or used from any dealer, private seller or auction.
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Compare 80+ in seconds. Free service. No credit impact.
95%
Approval Success Rate
$380M+
Total Volume Funded
24
Hour Decisions
$0
Cost To Use Our Service
Boat Finance Made Easy
From charter vessels to commercial fishing boats and jetskis, we arrange finance for marine assets used in your business, with terms structured around seasonal trading patterns.
Vessels We Finance
We arrange finance for all types of commercial marine assets.
- Commercial fishing boat finance
- Charter & tour vessel finance
- Pleasure craft finance (business use)
- Jetski & personal watercraft finance
- Pontoon & ferry vessel finance
- Tugboat & workboat finance
- Speed boat & rigid inflatable finance
- Yacht & sailing vessel finance
- Marine engine & equipment finance
- Boat fleet finance
Unbeatable Rates
We're known for delivering some of the cheapest boat and marine finance rates in Australia, consistently beating quotes from banks, dealerships and other brokers. With our free boat loan comparison service, we compare your current offer against leading lenders to secure lower rates and repayments.Many lenders only advertise a base rate without including fees or charges, making loans appear cheaper than they really are. That's why it's important to compare actual repayments, as they show the true cost of the loan.If you already have a quote, send it through and we'll break it down clearly, explain the structure, and help you secure a better deal with confidence.
Range Of Solutions
We provide fast marine finance approvals and custom solutions to support your business at every stage of growth:
- No doc boat finance
- Low doc boat finance
- No deposit finance
- Chattel mortgage
- Marine lease
- Commercial hire purchase
- Seasonal repayment structures
- Bad credit finance options
- Boat loan refinance
- Used boat finance
Why Use A Marine Finance Broker?
At Overdrive Funding, we do more than just find a boat loan — we help marine businesses secure the right finance solution for their seasonal trading patterns and cash flow.Unlike going direct to one bank, we compare 80+ lenders to give our clients more options, better flexibility, and stronger approval chances.Our focus is simple: make boat and marine finance faster, cheaper, easier, and tailored to your business.
Can't Be Beaten On Price Or Service
Looking for the best deal on boat finance? We service all major cities and surrounding areas in: NSW, VIC, QLD, WA, SA, TAS, ACT and NT.
Overdrive vs Bank
Bank Rates Without the Wait
Why businesses and owner-operators bypass the bank for boat finance:
Not every business fits a bank template. A bank gives you one rate card, one credit policy and one solution.
Overdrive Funding provides access to the major banks including 80+ lenders and a complete suite of asset finance solutions. Lenders compete for your application, you choose the offer that suits.
GOING THROUGH OVERDRIVE FUNDING
MULTIPLE LENDERS, ONE APPLICATION
GOING TO BANK
ONE RATE, ONE CREDIT POLICY
Overdrive vs Broker
Not All Finance Brokers Are Equal
What makes Overdrive Funding different from a typical finance broker:
Any broker can submit an application. The difference is expertise, access, and service.
Overdrive Funding is a specialist in marine and commercial assets — with relationships across 80+ lenders including specialist marine financiers most brokers don't have access to.
Our director works directly with every client. We're available 7 days a week, and we stay involved from enquiry through to settlement and beyond.
OVERDRIVE FUNDING
SPECIALIST BROKER, PERSONALISED SERVICE
TYPICAL FINANCE BROKER
LIMITED PANEL, GENERALIST APPROACH
Our Simple Process
Consult, Offer & Decide Together
Speak to one of our experts about your business needs, and we'll offer tailored finance options, ensuring we secure the best rates for your specific asset and situation. We'll go over terms and decide which is the best solution for you.
Conditional Approval
We conduct a soft-touch evaluation of your profile to match you with the right lender for pre-approval. Once you're pre-approved, you can shop confidently for 90 days. If you've found your vessel, we'll initiate the process and take care of all the admin.
Sign Documents and Get Funded
When the lender is prepared to settle, you'll receive the contract for your review and signature. After settlement, it's time to pick up your asset.
On-Going Support
Once your loan is completed, we'll support you with any related admin, such as payouts, statements, etc.
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