Sale & Buyback Finance Australia
Sale & Leaseback Finance
Sale and leaseback lets you sell equipment or vehicles you already own to a financier, who immediately leases it back to you — giving you a fast cash injection while you keep using the asset without interruption.
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95%
Approval Success Rate
$380M+
Total Volume Funded
24
Hour Decisions
$0
Cost To Use Our Service
Sale & Leaseback Made Easy
If your business is asset-rich but short on working capital, sale and leaseback is one of the fastest ways to release equity from your balance sheet. You sell your owned equipment to a financier and lease it back over a typical 3–5 year term — title transfers, but the asset stays in your hands and operations continue as normal.
Almost any equipment with a resale market qualifies — trucks, plant, machinery, fit-outs, vehicles and more. It is an ideal solution when you have invested cash into equipment and now need that capital back for tax obligations, growth, or day-to-day operations.
Is Sale & Leaseback Right for Your Business?
How Sale & Leaseback Works — A Real Example
Not sure if sale and leaseback is right for you? Here is a simple example of how it works in practice.
You Own the Asset Outright
Say you own a truck valued at $50,000 — fully paid off, no finance owing. That $50,000 is sitting on your balance sheet as a fixed asset, but it's not generating working capital.
You Sell It to a Financier
Overdrive Funding arranges for a financier to purchase the truck from you at its assessed value — putting up to $50,000 cash directly into your business account.
You Lease It Straight Back
The truck stays exactly where it is — in your hands, on the road, working for you. You simply make fixed monthly lease repayments over a 3–5 year term, just like any other finance arrangement.
You Deploy the Cash
Use the $50,000 however your business needs it — pay a tax bill, cover wages, fund a new contract, purchase more equipment, or simply shore up cash flow. The asset keeps earning while the capital works harder.
Our Simple Process
Tell Us About Your Assets
Share details about the assets you own outright that you'd like to release equity from. We'll assess their value and eligibility for a sale and leaseback arrangement.
We Source Competitive Offers
We compare sale and leaseback options from our specialist lender panel to find the best rate and terms for releasing cash from your assets.
Approval & Documentation
Once a deal is structured, we manage the paperwork and ensure a smooth transition so you can continue using your assets without interruption.
Funds Released & Ongoing Support
Receive your capital and continue operating your assets under the lease. We remain your contact for future refinancing, top-ups, or additional asset finance needs.
Industries
How Every Industry Unlocks Cash from Assets They Already Own
If your business owns equipment, vehicles or machinery outright, sale and leaseback turns that idle equity into immediate working capital — without selling the asset or disrupting operations.
Transport & Logistics
Transport operators with paid-off trucks, trailers and equipment can unlock the equity tied up in those assets via sale and leaseback — injecting working capital to fund fleet growth, cover operating costs or seize new contracts, while keeping every vehicle on the road under a new lease.
Construction & Civil
Construction businesses with owned excavators, cranes, compactors and other heavy plant can sell that equipment to a financier and lease it back, unlocking a lump sum for new contracts, working capital or expansion — without losing access to the machinery your projects depend on.
Agriculture & Farming
Farmers with unencumbered tractors, harvesters, headers and irrigation equipment can release the capital tied up in those assets via sale and leaseback, freeing cash for seasonal inputs, property improvements or debt reduction while retaining full use of all equipment through the next season.
Forestry & Logging
Forestry and arboriculture businesses with owned chippers, harvesters and vehicles can unlock equity in that plant without selling it outright. Sale and leaseback provides a fast cash injection to fund new contracts or equipment upgrades while existing machinery stays operational on site.
Mining & Quarrying
Mining services and contracting businesses with significant owned plant and equipment can release capital from those assets to fund new site mobilisations, consumables and operational costs. Sale and leaseback is particularly effective for businesses that are asset-rich but need working capital to service the next contract.
Manufacturing, Woodworking & Mechanical
Manufacturers with paid-off machinery — CNC machines, presses, lathes, production lines — can sell that plant to a financier and lease it back, with title transferring while the equipment stays on the factory floor. The cash released can fund raw materials, wages, expansion or debt reduction.
Professional Services
Professional services firms with owned fit-outs, technology infrastructure or vehicles can unlock capital from those assets via sale and leaseback. It is a fast, low-documentation way to release equity tied up in business assets without taking on unsecured debt or requiring property security.
Trades
Tradies and trade businesses with unencumbered vehicles, tools and equipment can sell those assets to a financier and lease them back — releasing a lump sum for business growth, hiring staff or covering quiet periods — while continuing to use every tool and vehicle as normal.
Can't Be Beaten On Price Or Service
Looking for the best deal on sale and leaseback finance? We service all major cities and surrounding areas in: NSW, VIC, QLD, WA, SA, TAS, ACT and NT.
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