Starting your own trucking business is an exciting opportunity — but getting finance as a new operator can be challenging. Traditional lenders often prefer established businesses with long trading histories, leaving start-ups struggling to secure funding. That’s where Overdrive Commercial Funding steps in.
We specialise in start-up truck finance and new ABN truck loans, helping owner-drivers and first-time operators get the keys to their first truck quickly, easily, and at a competitive rate.
If you’re a new ABN holder or recently started your transport business, we understand that time is critical. Overdrive Commercial Funding provides low-doc and no-doc truck finance options for start-ups, giving you the freedom to focus on winning work and building your business.
We’ll connect you with lenders who understand your goals and offer flexible terms — whether you’re financing a prime mover, rigid truck, tipper, or trailer.
Typically, start-up truck finance will require a deposit and a work source letter. This helps demonstrate your commitment and shows lenders that you have consistent work or contracts in place. Even if you’re just getting started, having a confirmed source of work and a small deposit can significantly increase your chances of approval and access to better rates.
With over 30 years of experience in commercial and asset finance, we’ve helped hundreds of new operators get started in the transport industry. You’ll work directly with Simon Kendrick, our Director, from start to finish — no handovers, no call centres, just transparent, personal service.
Our finance solutions are backed by access to 70+ trusted lenders, including major banks and non-bank funders that support start-ups and ABN holders.
Our advantages include:
We tailor each loan to suit your situation, cash flow, and business goals.
Whether you’re buying through a dealership, auction, or private sale, Overdrive Commercial Funding will manage the process — from the quote and application to settlement and post-loan support.
At Overdrive Commercial Funding, our goal isn’t just to get you approved — it’s to help you grow. As your business expands, we’ll continue to support you with finance for additional trucks, trailers, or equipment. Many of our start-up clients return to us as they build their fleets, thanks to our commitment to transparency, reliability, and personal service.
Starting a trucking business doesn’t have to be complicated. Let us handle the finance while you focus on the road ahead.
Contact Simon today on 0417 000 316 or complete our simple form below to discuss your start-up truck finance
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