Whether you’re upgrading your fleet, replacing an older vehicle, or purchasing your first truck, choosing the right finance partner is essential. At Overdrive Commercial Funding, we help businesses across Australia secure the best truck finance deals with low rates, flexible terms, and transparent service tailored to your needs.
With access to over 70 trusted lenders, including major banks and specialist commercial funders, we source Australia’s best truck finance rates — ensuring every client, from start-ups to established operators, gets exceptional value and fast results.
We provide truck and trailer finance for all industries and vehicle types, whether you’re buying new or used, through a dealership, auction, or private seller.
We finance trucks across all states and major cities, including:
New South Wales (NSW) – Sydney, Newcastle, Central Coast, Wollongong
Victoria (VIC) – Melbourne, Geelong, Ballarat, Bendigo
Queensland (QLD) – Brisbane, Gold Coast, Sunshine Coast, Townsville, Cairns
Western Australia (WA) – Perth, Bunbury, Geraldton
South Australia (SA) – Adelaide, Mount Gambier, Whyalla
Tasmania (TAS) – Hobart, Launceston, Devonport
Northern Territory (NT) – Darwin, Alice Springs
Australian Capital Territory (ACT) – Canberra
No matter where you’re based, we’ll secure cheap truck finance with low rates and ensure a smooth process from application to settlement.
We offer finance for all truck types, including:
With funding from $20K to $10M, we make it easy for Australian businesses to access low-rate truck loans that suit every budget.
At Overdrive Commercial Funding, we offer multiple finance options to suit your business structure, tax needs, and cash flow.
A chattel mortgage gives you full ownership from day one, with the truck serving as loan security. It’s one of the most popular and affordable truck finance options in Australia.
Benefits:
A commercial hire purchase allows you to use the truck while paying it off over time, with ownership transferring once the final payment is made.
Benefits:
A finance lease lets you use the truck for a set term, with the option to purchase or upgrade at the end. It’s perfect for businesses planning to expand or upgrade regularly.
Benefits:
An operating lease works like a rental agreement. You pay fixed monthly amounts to use the truck, then return it at the end of the lease.
Benefits:
With over 30 years of experience, Overdrive Commercial Funding is trusted by Australian businesses nationwide for delivering cheap truck finance, low rates, and fast approvals.
Our advantages include:
We work with businesses across all industries, including transport, construction, logistics, waste management, agriculture, and more.
If you want full ownership and the lowest truck finance rates, choose a chattel mortgage.
If you prefer to pay over time with ownership at the end, go for hire purchase.
If you want upgrade flexibility, choose a lease or operating lease.
Whatever your situation, we’ll help you secure the best truck finance deal in Australia, tailored to your business needs and goals.
Wherever you’re based — Sydney, Melbourne, Brisbane, Perth, Adelaide, Hobart, Darwin, or Canberra — Overdrive Funding is your trusted partner for the best truck finance deals, low rates, and flexible repayment options.
Contact Simon today on 0417 000 316 or complete our simple form below to discuss your truck finance options.
.png)
.png)
.png)
