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Overdrive Funding
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Forestry FinanceJuly 2026

Can I Finance Forestry Equipment from a Private Seller? | Overdrive Funding

Yes — finance forestry equipment from a private seller. Compare 80+ lenders.

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Get a rate comparison for your specific asset and profile with no obligation.

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Key Takeaways

  • Overdrive Funding arranges forestry equipment finance for all asset types — new, used, demo and auction.
  • We compare 80+ lenders in one free application to find the most competitive rate.
  • Low doc finance available up to $500,000 — no tax returns or BAS required for eligible ABN holders.
  • Finance available for established operators, new ABNs and adverse credit.
  • Our service is free — we're paid a "referral fee" by the lender after settlement.

Buying forestry equipment from a private seller — including retiring timber operators and plantation companies — is common in the Australian forestry industry. Overdrive Funding arranges forestry equipment finance for private sale purchases with specialist lenders experienced in timber machinery transactions.

Private Seller Forestry Finance: How It Works

  • Find the forestry equipment from a private seller or timber company
  • Contact us with the machine details
  • We arrange a forestry equipment finance pre-approval
  • We coordinate title search and security checks
  • We pay the private seller directly on settlement
  • Available for all types of forestry machinery

Forestry Equipment Finance Structures

  • Chattel mortgage — own the asset from day one, interest and depreciation tax-deductible for GST-registered businesses
  • Finance lease — keep equipment off your balance sheet; lender retains ownership until residual is paid
  • Commercial hire purchase — fixed repayments with ownership transferring at end of term
  • Balloon/residual — reduce monthly repayments with a lump sum at end of term
  • Operating lease — ideal for equipment with short replacement cycles

Finance Rates

Forestry equipment finance rates in Australia start from around 6.1% per annum for established operators with clean credit financing new equipment. Used machines, new ABNs and adverse credit attract higher rates. Overdrive Funding compares 80+ lenders to find the sharpest available rate for your forestry operation.

How to Apply

Fill in the form above or call Simon to get started. We compare 80+ lenders for your forestry equipment finance in one application — no multiple credit enquiries, no cost to you. Most applications receive a decision within 24 to 48 hours.


Frequently Asked Questions

Can I finance a used skidder from a private seller?

Yes. Private sale forestry equipment finance is available for skidders, forwarders, feller bunchers and all types of timber machinery.

Is private sale forestry finance more expensive?

Not necessarily. Rates for private sale forestry equipment finance are typically similar to dealer rates for well-maintained machinery from reputable brands.

What interest rates are available for forestry equipment finance?

Forestry Equipment Finance rates in Australia start from around 6.1% per annum for established businesses with clean credit financing new equipment. Used equipment, new ABNs and adverse credit attract higher rates. Overdrive Funding compares 80+ lenders to find the sharpest available rate for your forestry equipment.

Can you arrange insurance for my forestry equipment?

Yes. Overdrive Funding works with trusted insurance partners who can arrange the right cover alongside your forestry equipment finance application. Whether you need comprehensive, public liability, plant and equipment or fleet cover, we connect you with specialist insurance providers.

Can you beat my current finance quote?

We often can. Overdrive Funding has access to exclusive lenders offering discounted rates that aren't available directly through banks, dealers or other brokers. If you have an existing quote, send it to us and we'll compare it against our full panel of 80+ lenders — free of charge with no impact on your credit score.

Get Started

Ready to Secure Your Finance?

Compare 80+ lenders for the lowest rate available in a single application and get a fast decision with no impact on your credit score.

  • Bank rates without the queue
  • One application, multiple options
  • Approved in 24–48 hours, valid for 90 days
  • $0 down, no additional security and no financial options
  • Loans for all credit profiles and ABN lengths
  • 100% free service — no hidden fees or costs, ever
Call Simon Now 0417 000 316

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