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Forestry FinanceJuly 2026

Forestry Equipment Finance Guide Australia 2026

Complete guide to forestry equipment finance in Australia — harvesters, forwarders, skidders, chippers — rates, new vs used, low doc options.

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Key Takeaways

  • Forestry Equipment finance available for new, used and demo machines across all major brands.
  • Rates from 6.1% per annum for established operators with clean credit financing new forestry equipments.
  • Low doc forestry equipment finance available up to $500,000 — no tax returns or BAS required.
  • No deposit finance available for eligible ABN holders with 2+ years GST registration.
  • We compare 80+ lenders in one free application — no impact on your credit score.
  • Machinery finance deals: We guarantee the best deal available in the market and our services are free — we're paid a "referral fee" by the lender after settlement, no cost to you.

Forestry equipment finance covers specialist machines used in Australia's timber and forestry sector — from Ponsse and John Deere harvesters used in softwood plantations to log loaders and chippers used by timber contractors. Forestry equipment has specific resale characteristics that require lenders familiar with the sector.

Forestry Equipment Models We Finance

  • Harvesters (John Deere 1270G, 1470G; Ponsse Bear, Ergo)
  • Forwarders (John Deere 1210G, 1910G; Ponsse Elk, Bison)
  • Skidders and cable yarders
  • Timber chippers and mulchers (Morbark, Vermeer, Bandit)
  • Log loaders and knuckle boom loaders
  • Forestry-spec excavators with processing heads

Why Lenders Like Forestry Equipment Finance

John Deere and Ponsse harvesters and forwarders, along with Morbark, Vermeer and Bandit chippers, are the most commonly financed forestry machines in Australia. Specialist forestry finance lenders understand the seasonal and contract-based cash flows of timber businesses, making them better placed to structure appropriate loan terms.

Forestry Equipment Finance Rates

Forestry equipment finance rates in Australia start from around 6.1% per annum for established forestry contractors with clean credit. Specialist forestry lenders with experience in timber industry asset values are often better suited to these applications than generalist equipment lenders.

New vs Used Forestry Equipment Finance

New forestry equipments attract the widest range of lenders and the sharpest rates. Used forestry equipments — from dealers, private sellers, auction or fleet disposals — are also well-supported by most lenders, particularly for well-maintained machines from reputable sources. Age, hours, condition and the machine's resale market all factor into a used forestry equipment finance assessment.

Low Doc Forestry Equipment Finance

Low doc forestry equipment finance allows eligible ABN holders to borrow up to $500,000 without providing tax returns, BAS or full financial statements. You need your ABN, driver's licence and recent business bank statements. Same-day conditional approvals are available.

How to Get the Best Forestry Equipment Finance Deal

At Overdrive Funding, we compare 80+ lenders to identify the most competitive forestry equipment finance deal for your specific machine and profile. Our service is completely free — we're paid by the lender after settlement. Contact us today or call Simon for a free rate comparison.


Frequently Asked Questions

What rate can I get on forestry equipment finance in Australia?

Forestry Equipment finance rates in Australia currently start from around 6.1% per annum for established operators financing new machines with clean credit. Rates for used machines, new ABNs and adverse credit are higher. A broker comparing 80+ lenders will identify the sharpest rate for your specific forestry equipment and profile.

Can I finance a used forestry equipment?

Yes. Used forestry equipments are well-supported by most lenders, particularly well-maintained machines from dealers or reputable sources. We finance used forestry equipments from dealers, private sellers and auction.

Can I get low doc forestry equipment finance?

Yes. Low doc forestry equipment finance is available up to $500,000 without tax returns or BAS — ABN, licence and bank statements only. Same-day conditional approvals are common.

Can I get no deposit forestry equipment finance?

Yes. No deposit forestry equipment finance is available for eligible operators with 2+ years GST registration and clean credit.

How quickly can forestry equipment finance be approved?

Most forestry equipment finance applications receive a credit decision within 24 to 48 hours. Low doc applications are often same-day.

What machinery finance rates are available in Australia?

Machinery finance rates in Australia start from around 6.1% per annum for established operators with clean credit financing new machines from major brands. Used machinery, new ABNs and adverse credit attract higher rates. Comparing 80+ lenders through a broker identifies the sharpest available rate for your specific machine.

Can I finance used machinery?

Yes. Used machinery from dealers, private sellers, fleet disposals and auction is financeable. Lenders assess the age, hours, condition and resale market for the specific machine. Well-maintained machines from reputable sources are supported by most lenders.

Can I get low doc machinery finance?

Yes. Low doc machinery finance is available up to $500,000 without tax returns or BAS. You need your ABN, driver's licence and recent bank statements. Same-day conditional approvals are available for low doc machinery applications.

Can you arrange insurance for my equipment?

Yes. Overdrive Funding works with trusted insurance partners who can arrange the right cover alongside your finance application. Whether you need comprehensive, CTP, public liability or fleet cover, we can connect you with specialist providers to protect your equipment from day one.

Can you beat my current finance quote?

We often can. Overdrive Funding has access to exclusive lenders offering discounted rates that aren't available directly through banks, dealers or other brokers. If you have an existing quote, send it to us and we'll compare it against our full panel of 80+ lenders — free of charge with no impact on your credit score.

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