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Overdrive Funding
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Forestry FinanceJuly 2026

Forestry and Logging Equipment: What We Finance | Overdrive Funding

We compare 80+ lenders to find the best finance for forestry and logging equipment — harvesters, forwarders, chippers, skidders and more.

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Key Takeaways

  • Overdrive Funding finances all types of forestry and logging equipment — new, used, demo and auction purchases.
  • We compare 80+ lenders in one free application to find the most competitive rate.
  • Low doc finance available up to $500,000 — no tax returns or BAS required for eligible ABN holders.
  • Finance available for established operators, new ABNs and businesses with adverse credit.
  • Equipment finance deals: We guarantee the best deal available in the market and our services are free — we're paid a "referral fee" by the lender after settlement, no cost to you.

Forestry and logging equipment finance is a specialist market that requires lenders with specific knowledge of timber industry asset values and contractor cash flows. At Overdrive Funding, we work with specialist forestry finance lenders who understand the unique characteristics of harvesting equipment and timber contractor operations.

Forestry and Logging Equipment: What We Finance

  • Harvesters — John Deere 1270G, 1470G, 1570G; Ponsse Bear, Ergo, Scorpion
  • Forwarders — John Deere 1210G, 1510G, 1910G; Ponsse Elk, Bison, Buffalo
  • Timber chippers — Morbark, Vermeer, Bandit, Doppstadt, Terex
  • Skidders and cable yarders
  • Log loaders and knuckle boom loaders
  • Mulchers and land clearing equipment
  • Forestry-spec excavators with processing heads (Waratah, Keto, Log Max)
  • Log trucks and B-train log transport combinations
  • Forest roads and harvest area support equipment
  • Biomass processing equipment

Finance Structures Available

  • Chattel mortgage — most common for forestry and logging equipment
  • Finance lease — used for equipment with defined contract or rotation cycles
  • Seasonal and contract-linked repayments — available from specialist forestry lenders
  • Used equipment finance — harvesters and forwarders from reputable dealers or direct sales
  • Fleet finance — for forestry contractors operating multiple machines

Forestry and Logging Equipment Finance Rates

Forestry equipment finance rates in Australia start from around 6.1% per annum for established forestry contractors with clean credit. Specialist forestry lenders with timber industry experience are better positioned to assess harvester and forwarder applications than generalist equipment finance companies — and typically offer better terms.

New, Used and Auction Equipment

We finance forestry and logging equipment purchased from dealers, private sellers, fleet disposals and auction. If you are purchasing at auction, getting finance pre-approved before the auction is essential — settlements are typically required within 48 to 72 hours. Contact us before auction day and we will have your finance ready to activate when you win.

How to Apply

Fill in the form above or call Simon to get started. We compare 80+ lenders in one application — no multiple enquiries, no impact on your credit score, and no cost to you. Most applications receive a credit decision within 24 to 48 hours.


Frequently Asked Questions

What forestry equipment do you finance?

We finance harvesters, forwarders, chippers, skidders, log loaders, mulchers, forestry excavators and log trucks. We work with specialist forestry finance lenders who understand timber industry asset values.

Can I finance a used Ponsse or John Deere harvester?

Yes. Used Ponsse and John Deere harvesters and forwarders are well-supported by specialist forestry lenders, given their strong brand recognition and active used market in Australia.

Are there lenders who specialise in forestry equipment finance?

Yes. We work with specialist forestry and timber industry finance lenders who understand seasonal and contract-based cash flows and can offer flexible repayment structures.

Can I finance log trucks as part of a forestry operation?

Yes. Log trucks and B-train log transport combinations are financed as truck finance through our truck lender panel — often at the same time as harvesting equipment finance.

What machinery finance rates are available in Australia?

Machinery finance rates in Australia start from around 6.1% per annum for established operators with clean credit financing new machines from major brands. Used machinery, new ABNs and adverse credit attract higher rates. Comparing 80+ lenders through a broker identifies the sharpest available rate for your specific machine.

Can I finance used machinery?

Yes. Used machinery from dealers, private sellers, fleet disposals and auction is financeable. Lenders assess the age, hours, condition and resale market for the specific machine. Well-maintained machines from reputable sources are supported by most lenders.

Can I get low doc machinery finance?

Yes. Low doc machinery finance is available up to $500,000 without tax returns or BAS. You need your ABN, driver's licence and recent bank statements. Same-day conditional approvals are available for low doc machinery applications.

Can I get no deposit machinery finance?

Yes. No deposit machinery finance is available for eligible operators with 2+ years ABN, active GST registration and clean credit. The machine's resale value and your business track record determine no-deposit eligibility.

Can you arrange insurance for my equipment?

Yes. Overdrive Funding works with trusted insurance partners who can arrange the right cover alongside your finance application. Whether you need comprehensive, CTP, public liability or fleet cover, we can connect you with specialist providers to protect your equipment from day one.

Can you beat my current finance quote?

We often can. Overdrive Funding has access to exclusive lenders offering discounted rates that aren't available directly through banks, dealers or other brokers. If you have an existing quote, send it to us and we'll compare it against our full panel of 80+ lenders — free of charge with no impact on your credit score.

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