What rate can I get on paver finance in Australia?

Paver finance rates in Australia currently start from around 6.1% per annum for established operators financing new machines with clean credit. Rates for used machines, new ABNs and adverse credit are higher. A broker comparing 80+ lenders will identify the sharpest rate for your specific paver and profile.

Can I finance a used paver?

Yes. Used pavers are well-supported by most lenders, particularly well-maintained machines from dealers or reputable sources. We finance used pavers from dealers, private sellers and auction.

Can I get low doc paver finance?

Yes. Low doc paver finance is available up to $500,000 without tax returns or BAS — ABN, licence and bank statements only. Same-day conditional approvals are common.

Can I get no deposit paver finance?

Yes. No deposit paver finance is available for eligible operators with 2+ years GST registration and clean credit.

How quickly can paver finance be approved?

Most paver finance applications receive a credit decision within 24 to 48 hours. Low doc applications are often same-day.

What machinery finance rates are available in Australia?

Machinery finance rates in Australia start from around 6.1% per annum for established operators with clean credit financing new machines from major brands. Used machinery, new ABNs and adverse credit attract higher rates. Comparing 80+ lenders through a broker identifies the sharpest available rate for your specific machine.

Can I finance used machinery?

Yes. Used machinery from dealers, private sellers, fleet disposals and auction is financeable. Lenders assess the age, hours, condition and resale market for the specific machine. Well-maintained machines from reputable sources are supported by most lenders.

Can I get low doc machinery finance?

Yes. Low doc machinery finance is available up to $500,000 without tax returns or BAS. You need your ABN, driver's licence and recent bank statements. Same-day conditional approvals are available for low doc machinery applications.

Can you arrange insurance for my equipment?

Yes. Overdrive Funding works with trusted insurance partners who can arrange the right cover alongside your finance application. Whether you need comprehensive, CTP, public liability or fleet cover, we can connect you with specialist providers to protect your equipment from day one.

Can you beat my current finance quote?

We often can. Overdrive Funding has access to exclusive lenders offering discounted rates that aren't available directly through banks, dealers or other brokers. If you have an existing quote, send it to us and we'll compare it against our full panel of 80+ lenders — free of charge with no impact on your credit score.

Paver Finance Guide Australia 2026 | Rates & Options

Name: Overdrive Commercial Funding
Address: 54 Miller St, North Sydney, NSW, 2060, AU
Telephone: +61417000316
Price range: Free
Rating: 5

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Key Takeaways

Paver finance available for new, used and demo machines across all major brands.
Rates from 6.1% per annum for established operators with clean credit financing new pavers.
Low doc paver finance available up to $500,000 — no tax returns or BAS required.
No deposit finance available for eligible ABN holders with 2+ years GST registration.
We compare 80+ lenders in one free application — no impact on your credit score.
Machinery finance deals: We guarantee the best deal available in the market and our services are free — we're paid a "referral fee" by the lender after settlement, no cost to you.

Pavers are specialist road construction machines used by civil contractors, council road crews and bitumen contractors. Caterpillar, Volvo, Dynapac and Wirtgen Vögele are the dominant brands in Australia, and these machines represent significant capital investments that most civil businesses need to finance.

Paver Models We Finance

Volvo P Series and ABG pavers
Caterpillar AP355F, AP555F, AP1000F
Dynapac F Series pavers
Wirtgen Vögele Super Series pavers
Roadtec RP Series pavers
Bomag BF Series pavers

Why Lenders Like Paver Finance

Pavers from major manufacturers are well-supported by specialist civil and road construction equipment finance lenders. Their specialist nature means lenders with civil construction industry experience are often better positioned to assess paver applications than generalist equipment finance companies.

Paver Finance Rates

Paver finance rates in Australia start from around 6.1% per annum for established civil and road contractors with clean credit. Used pavers and specialist screed configurations may require assessment by lenders with specific road construction equipment experience.

New vs Used Paver Finance

New pavers attract the widest range of lenders and the sharpest rates. Used pavers — from dealers, private sellers, auction or fleet disposals — are also well-supported by most lenders, particularly for well-maintained machines from reputable sources. Age, hours, condition and the machine's resale market all factor into a used paver finance assessment.

Low Doc Paver Finance

Low doc paver finance allows eligible ABN holders to borrow up to $500,000 without providing tax returns, BAS or full financial statements. You need your ABN, driver's licence and recent business bank statements. Same-day conditional approvals are available.

How to Get the Best Paver Finance Deal

At Overdrive Funding, we compare 80+ lenders to identify the most competitive paver finance deal for your specific machine and profile. Our service is completely free — we're paid by the lender after settlement. Contact us today or call Simon for a free rate comparison.

Paver Finance Guide Australia 2026