What rate can I get on skid steer finance in Australia?

Skid Steer finance rates in Australia currently start from around 6.1% per annum for established operators financing new machines with clean credit. Rates for used machines, new ABNs and adverse credit are higher. A broker comparing 80+ lenders will identify the sharpest rate for your specific skid steer and profile.

Can I finance a used skid steer?

Yes. Used skid steers are well-supported by most lenders, particularly well-maintained machines from dealers or reputable sources. We finance used skid steers from dealers, private sellers and auction.

Can I get low doc skid steer finance?

Yes. Low doc skid steer finance is available up to $500,000 without tax returns or BAS — ABN, licence and bank statements only. Same-day conditional approvals are common.

Can I get no deposit skid steer finance?

Yes. No deposit skid steer finance is available for eligible operators with 2+ years GST registration and clean credit.

How quickly can skid steer finance be approved?

Most skid steer finance applications receive a credit decision within 24 to 48 hours. Low doc applications are often same-day.

What machinery finance rates are available in Australia?

Machinery finance rates in Australia start from around 6.1% per annum for established operators with clean credit financing new machines from major brands. Used machinery, new ABNs and adverse credit attract higher rates. Comparing 80+ lenders through a broker identifies the sharpest available rate for your specific machine.

Can I finance used machinery?

Yes. Used machinery from dealers, private sellers, fleet disposals and auction is financeable. Lenders assess the age, hours, condition and resale market for the specific machine. Well-maintained machines from reputable sources are supported by most lenders.

Can I get low doc machinery finance?

Yes. Low doc machinery finance is available up to $500,000 without tax returns or BAS. You need your ABN, driver's licence and recent bank statements. Same-day conditional approvals are available for low doc machinery applications.

Can you arrange insurance for my equipment?

Yes. Overdrive Funding works with trusted insurance partners who can arrange the right cover alongside your finance application. Whether you need comprehensive, CTP, public liability or fleet cover, we can connect you with specialist providers to protect your equipment from day one.

Can you beat my current finance quote?

We often can. Overdrive Funding has access to exclusive lenders offering discounted rates that aren't available directly through banks, dealers or other brokers. If you have an existing quote, send it to us and we'll compare it against our full panel of 80+ lenders — free of charge with no impact on your credit score.

Skid Steer Finance Guide Australia 2026 | Rates & Options

Name: Overdrive Commercial Funding
Address: 54 Miller St, North Sydney, NSW, 2060, AU
Telephone: +61417000316
Price range: Free
Rating: 5

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Key Takeaways

Skid Steer finance available for new, used and demo machines across all major brands.
Rates from 6.1% per annum for established operators with clean credit financing new skid steers.
Low doc skid steer finance available up to $500,000 — no tax returns or BAS required.
No deposit finance available for eligible ABN holders with 2+ years GST registration.
We compare 80+ lenders in one free application — no impact on your credit score.
Machinery finance deals: We guarantee the best deal available in the market and our services are free — we're paid a "referral fee" by the lender after settlement, no cost to you.

Skid steers are one of the most versatile and widely used compact machines in Australia — used in construction, landscaping, civil contracting, farming and waste management. Their compact footprint, lift capacity and wide range of attachments make them an essential tool for businesses of all sizes.

Skid Steer Models We Finance

Bobcat S and T Series skid steers
Caterpillar 226D, 242D, 272D
JCB 135, 155, 175 and 220 skid steers
Manitou 1050 and 1340 series
Case SR and SV series skid steers
Kubota SSV65 and SSV75 compact track loaders

Why Lenders Like Skid Steer Finance

Bobcat, Cat, JCB, Manitou, Case and Kubota skid steers are all well-supported by Australian lenders. Their active used market, wide attachment compatibility and strong resale values make skid steer finance accessible from most lenders on our panel.

Skid Steer Finance Rates

Skid steer finance rates in Australia currently start from around 6.1% per annum for established operators financing new machines with clean credit. Used skid steers, new ABNs and adverse credit attract higher rates.

New vs Used Skid Steer Finance

New skid steers attract the widest range of lenders and the sharpest rates. Used skid steers — from dealers, private sellers, auction or fleet disposals — are also well-supported by most lenders, particularly for well-maintained machines from reputable sources. Age, hours, condition and the machine's resale market all factor into a used skid steer finance assessment.

Low Doc Skid Steer Finance

Low doc skid steer finance allows eligible ABN holders to borrow up to $500,000 without providing tax returns, BAS or full financial statements. You need your ABN, driver's licence and recent business bank statements. Same-day conditional approvals are available.

How to Get the Best Skid Steer Finance Deal

At Overdrive Funding, we compare 80+ lenders to identify the most competitive skid steer finance deal for your specific machine and profile. Our service is completely free — we're paid by the lender after settlement. Contact us today or call Simon for a free rate comparison.

Skid Steer Finance Guide Australia 2026