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Key Takeaways
- Yellow Goods finance available for new, used and demo machines across all major brands.
- Rates from 6.1% per annum for established operators with clean credit financing new yellow goodss.
- Low doc yellow goods finance available up to $500,000 — no tax returns or BAS required.
- No deposit finance available for eligible ABN holders with 2+ years GST registration.
- We compare 80+ lenders in one free application — no impact on your credit score.
- Machinery finance deals: We guarantee the best deal available in the market and our services are free — we're paid a "referral fee" by the lender after settlement, no cost to you.
Yellow goods is the industry term for heavy construction and earthmoving machinery — named for the yellow livery traditionally used by Caterpillar, the world's largest equipment manufacturer. Yellow goods finance covers the broadest range of heavy equipment types, from excavators and dozers to graders, wheel loaders and articulated dump trucks.
Yellow Goods Models We Finance
- Excavators — all sizes (Caterpillar, Komatsu, Volvo, Hitachi)
- Bulldozers — D4 to D11 class
- Motor graders (Caterpillar, Komatsu)
- Wheel loaders (Caterpillar, Komatsu, Volvo)
- Articulated dump trucks (Volvo, Bell, Caterpillar)
- Compaction equipment (Hamm, Dynapac, Caterpillar)
Why Lenders Like Yellow Goods Finance
Yellow goods from Caterpillar, Komatsu, Volvo, Hitachi and Liebherr are among the most widely financed assets in Australia. Their global brand recognition, extensive service network and active resale markets make them attractive to the widest range of lenders — from major banks to specialist equipment finance companies.
Yellow Goods Finance Rates
Yellow goods finance rates in Australia start from around 6.1% per annum for established earthmoving and civil contractors with clean credit financing well-maintained machines. Caterpillar and Komatsu machines typically attract the widest lender panels and most competitive rates.
New vs Used Yellow Goods Finance
New yellow goodss attract the widest range of lenders and the sharpest rates. Used yellow goodss — from dealers, private sellers, auction or fleet disposals — are also well-supported by most lenders, particularly for well-maintained machines from reputable sources. Age, hours, condition and the machine's resale market all factor into a used yellow goods finance assessment.
Low Doc Yellow Goods Finance
Low doc yellow goods finance allows eligible ABN holders to borrow up to $500,000 without providing tax returns, BAS or full financial statements. You need your ABN, driver's licence and recent business bank statements. Same-day conditional approvals are available.
How to Get the Best Yellow Goods Finance Deal
At Overdrive Funding, we compare 80+ lenders to identify the most competitive yellow goods finance deal for your specific machine and profile. Our service is completely free — we're paid by the lender after settlement. Contact us today or call Simon for a free rate comparison.